This Guide is supplied for general
information only. You should seek specific advice for your individual
circumstances before acting on any suggestions made.
What is it?
Pet insurance covers the payment of veterinary bills and medicine for
animals, and a range of other costs associated with owning an animal.
However this depends on the policy's terms and conditions.
What types of policy are there?
Pet insurance can provide:
- The cost of paying a claim if your pet hurts someone or their property
- A lump sum if your pet dies following an accident
- A lump sum if your pet is stolen, if it strays as well as the recovery
costs for reclaiming your pet (for advertising and a reward)
- Boarding fees if you are unexpectedly unable to look after your pet
(i.e. you go into hospital, but not for normal holidays)
- The cost of a holiday cancellation due to your pet being ill
- Potential travel hazards: vets’ bills while travelling, transportation
of your pet if it becomes ill, theft or straying during the journey,
loss of your pet’s passport and subsequent quarantine fees.
What should I think about when looking for a policy?
Think about the cover you need and can afford. For example, if you don’t
travel with your pet, you probably won’t need a policy with the
travel options.
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